By Dave Ramsey

This speedy and straightforward, query and solution booklet is the precise source for equipping people with key information regarding daily cash concerns. Questions and solutions take care of a hundred+ of the most–asked questions from The Dave Ramsey Show–everything from finances making plans to retirement making plans or own paying for issues, to saving for school and charitable giving. this can be Dave in his most well liked format–ask a particular query, get a particular solution.

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These extra fees are called stupid tax for waiting around instead of taking care of a problem. Find a way to pay what you owe. indd 45 11/6/13 10:53 AM The Money Answer Book Medical bills are piling up , and have insurance . Is I don ’ t bankruptcy the answer ? There is no magic pill. Fortunately, medical bills are the most flexible as far as settling terms and working out for cash when there isn’t insurance. I suggest you go to the hospital with your financial situation laid out, and ask them for help in setting up a payment plan.

These extra fees are called stupid tax for waiting around instead of taking care of a problem. Find a way to pay what you owe. indd 45 11/6/13 10:53 AM The Money Answer Book Medical bills are piling up , and have insurance . Is I don ’ t bankruptcy the answer ? There is no magic pill. Fortunately, medical bills are the most flexible as far as settling terms and working out for cash when there isn’t insurance. I suggest you go to the hospital with your financial situation laid out, and ask them for help in setting up a payment plan.

You’re going to live on nothing to get out of this. If you’ve missed a lot of payments, it’s likely that you’ll be offered settlements to pay back just pennies on the actual dollars you owe. You’re broke and so the creditors are going to be thrilled to get any money at all. You are a bankruptcy waiting to happen as far as they are concerned. The only time I’d consider debt consolidation is for taking advantage of settlements. Just remember that if you take those consolidation loans, you still have to pay on those.

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