By Thomas J. Stanley

A brand new York instances bestseller for eighty-nine weeks. study the seven universal denominators that appear time and again between those who have equipped their own fortunes from scratch - then placed those classes to give you the results you want!

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Extra resources for Millionaire Next Door: The Surprising Secrets of America's Wealthy

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During the subsequent two-hour interview, the nine decamillionaire respondents shifted constantly in their chairs. Occasionally they glanced at the buffet. But not one touched the pate or drank our vintage wines. We knew they were hungry, but all they ate were the gourmet crackers. We hate to waste food. How did we dispose of our food and drink? No, we did not have to throw it away. The trust officers in the next room consumed most of it. Of course, the authors helped! It seems that most of us were gourmets.

Each time she tabulates, she tells herself she is reducing her -42- FRUGAL FRUGAL FRUGAL fear of never being able to retire in comfort. Who has concern about their financial future? Not Mrs. Rule. Although she has an annual income of $90,000, she's worth more than twenty times that amount. And she is in control of her household's domestic spending. Robert and Judy, on the other hand, are frightened. And they should be. This couple earns $200,000 annually, or more than twice what Mrs. Rule earns.

When it comes to quality control Penney's is more demanding than any of the department stores (Teri Agins, "Why Cheap Clothes Are Getting More Respect," The Wall Street Journal, Oct. 16, 1995, pp. Bl, B3). Keep in mind that moths, cigar ashes, and other hazards do not care how much you paid for your wool suit. They do not understand the full meaning of bespoke. They are not interested in the fact that a suit with the same label was also worn by Dickens, de Gaulle, and Churchill. Nor do they care if your suits ever generate dividends or capital gains.

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